Season 1
Money From Sick People: How PBMs Use AWP, Spread, and Rebates to Inflate Drug Costs (Ep.43)
PBMs promise big “discounts,” but what if those discounts are calculated off inflated prices? In this episode of The Benefit Whisperer , Ralph Weber interviews Antonio Ciaccia (46brooklyn Research / Three Axis Advisors) to decode the drug pricing alphabet soup, AWP, MAC, NADAC, rebates, and GPOs, an...
The PBM Princess: From Rebate Myths to Deception, How PBMs Hide True Rx Costs (Ep. 30)
On this episode of The Benefit Whisperer, Ralph Weber interviews Rachel Strauss, the "PBM Princess," to expose how pharmacy benefit managers manipulate contracts, rebates, and definitions to extract margin from employers. They break down contract landmines, phony transparency language, weak audit cl...
Are Captives Too Complex? Phil Holowka Says You’re Asking the WRONG Question
Are captives really too complex, or are brokers just afraid you’ll start asking the right questions? In this new episode of The Benefit Whisperer, host Ralph Weber sits down with Phil Holowka, COO of Complete Captive Management Services, to unpack the truth about group vs. single parent captives, an...